Project Description

Payments & Transactions

Usher in a new era for payments with LISNR

Core Features

Check-in, authenticate, and approve users directly from a device. Unique tones can be generated, broadcasted, and received locally between any two devices — this includes smartphone, tablets, wearables, etc.

We’ve created a proprietary tone encoding and decoding processor. Only devices containing LISNR software can create and demodulate LISNR Smart Tones.

LISNR allows users to create and decode Smart Tones right from the device. There is no need to use a server to validate a transaction. This feature enables a secure offline authentication method that is capable of working in areas with little to no connectivity.

Manipulate the data carried in a Smart Tone directly on the transmitting device – you can decide to send the same tone or new tone with every transmission.

Each LISNR powered device has the ability to generate a Smart Tone in real time carrying any customizable data packet up to our data throughput limit. This transmission is single use, tokenized with the ability to send encrypted data.

All mobile devices have microphones and speakers which LISNR takes advantage of to provide close range, secure, device to device communication and authentication — making LISNR a complete replacement or alternative to NFC, bluetooth, and QR codes.

Advantages

Our Smart Tones can be used as the ultimate contactless payment technology. A seamless payment at a retail checkout counter, drive-thru, gas pump, vending machine, parking meter, toll booth, etc. can be completed using LISNR technology and present microphone and speaker system.


The microphone/speaker infrastructure is easier to leverage than the chip/antenna infrastructure. Leverage the hardware already available in most POS systems, financial services machines and mobile devices.

Add another layer of authentication when verifying transactions with two-way LISNR Smart Tones that asynchronously verify the broadcasting and receiving devices.

LISNR enables offline authentication between devices by combining single use tones with metadata and tokenization to ensure a completely secure connection. Since we are associating single use “keys”, no cardholder information is actually being exchanged with the terminal.

Implementation

To remain secure, Smart Tones can be sent and received in a completely offline environment. To further security measures, encryption can be added to LISNR Smart Tones. This data tone can also include user specific data including payment and any other necessary account information.

To remain secure, Smart Tones can be sent and received in a completely offline environment. To further security measures, encryption can be added to LISNR Smart Tones. This data tone can also include user specific data including payment and any other necessary account information.

INDUSTRIES

  • ATM
  • Banking
  • Customer Transaction Solutions
  • Financial Services
  • Payment Technologies
  • POS Systems